Does your choice depends on somehing? And from what country are you?
I almost never have cash on me. It’s debit or credit always. Here’s my thought process on paying with cash. If I buy something that costs, say $4.55, and I hand over a $5 dollar bill, that item has really just cost me $5.00 because what am I realistically going to do with the 45 cents in change?
Back in the day you take that .45 cents and throw it in a big old empty pickle jar with the rest of your loose change.
Cash, because I try to keep at least some privacy.
USA - Cash a lot more recently. With how easy it is for my bank and stores to track my purchases with card, I’ve switched to cash as much as possible. Some stores say no cash but even those have never actually refused cash. I assume they’re just trying to deter thieves.
The spark for this change for me was Target. I first looked into it cause I hated how they scanned my ID barcode when buying alcohol. Also, they openly track purchases even made without your account by your credit card number. In addition to what I’ve heard about intensive surveillance in the stores via high resolution cameras, enough to read phone messages, I have sworn off Target entirely.
EDIT: oh and to avoid tip creeping. I absolutely hate when non-tipped places ask for tips. Cash makes it a lot easier to avoid.
Do people still carry cash these days? Maybe if I was going to a garage sale or some private transaction… but even for those it’s more convenient to do an e-transfer. Some businesses don’t even have cash registers any more, just a card reader.
What is your post’s body saying?
I think they’re asking “If you use one only for specific circumstances, what are those circumstances?”
I asked if you sometime pay in some way because of something. Sorry english is not my first language
