I never asked for a credit score. I don’t use credit. They have made it very clear breach sfter breach that I don’t want them to have my data. How do I remove myself from credit data agencies?

16 points

It’s not just a breach you have to worry about. Credit agencies actively monetize your financial data by selling it to anyone who wants it. You didn’t give it to them, you didn’t authorize it, they collect it and they sell it.

https://www.equifax.com/business/marketing/

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15 points

It’s quite easy to get rid of all that crap: just come living in the EU

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1 point

doesnt the UK still have the big Credit Agencies and do the same thing?

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4 points

I don’t think you can. A credit score and a credit report is what companies use to determine if you can get credit from them and at what terms.

If you are in the USA, freeze your credit. So many data breaches happen to millions of people regularly. Be safe.

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3 points

This is the result of having too many “nothing to hide” idiots.

They are all meaning to say “not my problem”, but all they’re doing is create problems for themselves and their kids. They only notice, as always with privacy, when it’s entirely too late.

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2 points

how do credit agencies even work? what data do they collect and how?

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