Fuck me. I’ve been making my payments, it’s literally 6 months from being paid off. I called all the towing companies nearby and nothing. Now I’m gonna have to deal with cops and insurance and AAAAAAAA.

Has anyone had this happen before? Like does insurance normally pay for a rental?

I just wanted to vent

11 points

Check your insurance documents. A claims adjuster will investigate to make sure it was actually stolen. You need to inform the cops since they’re the official word on the car. If the insurance decides it’s a loss then you will be asked to sign over ownership of the car to them so in the event it is found they have the title to it. They’ll give you market value plus sales tax (as if you bought the car today). So research to search for comparable vehicles (2016 accords with similar mileage and trim level) and save the searches to a PDF. If you have rental car coverage then they’ll set you up if not then you’re SOL. The process took me about 5 weeks. At least in Florida they’re obligated to do something about it within a relatively short timeframe

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8 points

Thanks for the info! I had to Uber to work this morning so haven’t had a chance to talk to my insurance.

The process took me about 5 weeks.

They’ll give you market value plus sales tax (as if you bought the car today).

So probably less than I’ve paid towards it so far, fuuuck me.

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2 points

Contact your insurance immediately or at least as soon as you get a police report. Lmk if you have other questions

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17 points

Your level of insurance will determine whether they will pay for a rental.

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10 points

Sometimes towing companies lie/don’t keep track of what they tow. It might be worth going to where they keep the cars just to double check but that does suck, comrade

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3 points

Wtf my car got stolen night before last as well!

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8 points

Was that a new car? In this shit economy, a old, ugly-but-utilitarian electric convert seems like a nice choice.

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10 points

2016 accord I got used, not push to start or anything fancy so it wasn’t like some Kia Boys shit. They must’ve done it the old fashioned way.

I’m still hoping it gets found but everyone is telling me how unlikely that is. I guess if I can find a cheap used electric, like maybe a Chevy Volt or something priced similar, I’d go for it.

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6 points

Big recommendation on the Volt.

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4 points

Yeah I’ve only heard good things about it, especially considering the price range. Too bad it got discontinued.

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